How to Keep Your Home From Foreclosure
Want To Learn How you Might Keep Your Home in Pennsylvania?
We believe with the right resources and knowledge, anyone has the ability to keep your home in Pennsylvania. Not every foreclosures needs to end with someone losing their home. Many homeowners in foreclosure don’t even realize all the options that are available to help. It’s not your fault – there’s a lot of incorrect information out there (and scams, too!) so its important to be cautious when looking for information to create an action plan. Still, even with all the misinformation, there’s a ton of great resources for someone looking to keep their home.
We have a few guides that are are helpful if you are facing foreclosure and want to know more about avoiding foreclosure in Philadelphia. We created free online guides to help homeowners find solutions.
You aren’t the first person to go through a foreclosure… and won’t be the last. So don’t feel ashamed. It happens.
The best thing you can do right now is educate yourself on your options. For some people selling your house is the best option, if so, click here: STOP FORECLOSURE. Sometimes there are other options. For more information on learning about foreclosure, we recommend the following State and Federal resources:
Government Programs
- PA Housing Finance Agency: https://www.phfa.org/homeowners/foreclosure.aspx
- Tips from HUD: https://www.hud.gov/topics/avoiding_foreclosure/foreclosuretips
Government programs do require you to qualify for them, but if you do they are a legitimate source of help for you to keep your home. If you find yourself getting behind on mortgage payments or already in the foreclosure process, call them immediately. Like most government programs, its takes a good deal of time to get everything accomplished with them, so you need to give yourself as much time as possible.
Loan Modifications/ Refinance
A loan modification is a great way to catch-up and reorganize your loan with the bank, which can help you to keep your home in Pennsylvania. The major thing to be aware of here, is knowing that your bank is the only one who can help you do this. There are a ton of scams out there in which people will convince home owners that they’ll talk to the bank of their behalf to get a loan modification and tell you to make your monthly payment to them (the scammer) instead of your bank. Do not fall prey to this trap! If you want to see if you qualify for a loan modification, your bank is the only one who can help you keep your home in Pennsylvania.
TIP: DO NOT SEND YOUR MONTHLY MORTGAGE PAYMENTS TO A THIRD PARTY
Want To Learn How To Stop Foreclosure Now?
So, are you in foreclosure and want to learn how to stop foreclosure now? We’ve created free online guides to help homeowners just like you find out your options on getting out of the sticky situation you’re in right now.
You aren’t the first person to go through a foreclosure… and won’t be the last. So don’t feel ashamed. It happens.
The best thing you can do right now is to educate yourself on your options. For some people selling your home is the best option (we’ll make a fair all-cash offer on your house today), just let us know about your situation here , sometimes we’re able to help homeowners STOP FORECLOSURE completely, and sometimes there are other options. So, click one of the buttons above to get your free foreclosure guide.